Questions for Opening Bank Accounts
Listening | English and Chinese scripts are provided below and you can understand the content easier. https://www.youtube.com/@UpgradeEnglish
I would like to open a bank account. Would you please introduce the types of accounts?
What are the differences among those integrated accounts? How should I select?
What is the minimum balance of different integrated accounts?
If my monthly balance cannot meet your requirement, what’s the monthly fee that you will charge me?
What are the components of products that constitute the calculation of minimum balance?
What are your welcome rewards if I consider to open an integrated account?
What types of services with handling fee waiver after opening an integrated account?
What are the extra benefits if I deposit more money into your bank?
Can I get extra discounts for the handling fee of some banking services?
How can I be qualified to become your premium customer?
What are so special on the privileges of the premium account?
Can I get any wavier for joining club membership when holding the premium account?
If I become your premium customer, what kinds of exclusive wealth management services are offered?
Can you also open a credit card account for me? Can I get a higher credit limit as a premium customer?
I’ll buy a house. How are the mortgage plans of your bank? Can I get a lower interest rate?
How’s your relationship manager helping me to grow my wealth via different investment opportunities?
Can you recommend me the percentage of investment products with different risks for my age? How will be the arrangement of my investment portfolio?
What are the personalised financial solutions that suit my needs?
I would like to get my family well protected. What kinds of insurance plans are more suitable for my children?
If I perform banking transactions at your digital platforms, can I also get the same discounts and savings?
In order to retire earlier, what kinds of tools can facilitate me to achieve my goal?
Can I get any referral bonus if I refer my friends to open an account at your bank?
How’s the customer support? Are you offering 24-hour phone banking services?
Can I visit your premium banking centre conveniently? How many flagship branches?
WITH CHINESE SCRIPT
我想開一個銀行賬戶，請您介紹一下賬戶的類型？
這些綜合賬戶有何不同？我該如何選擇？
不同綜合賬戶的最低結餘是多少？
如果我的每月結餘不能達到您們銀行的要求，您們會向我收取每月的費用是多少？
計算最低結餘是由哪些產品組成？
如果我考慮開立綜合賬戶，您們銀行有什麼迎新獎賞？
開立綜合賬戶後，哪些服務可獲豁免手續費用？
如果我存入更多的錢到您們銀行，有什麼額外好處？
部份銀行服務的手續費可否提供額外折扣？
我怎樣才能有資格成為您們的優越客戶？
優越賬戶的優惠有什麼特別之處？
當持有優越賬戶，我可以獲得加入成為會所會員的豁免嗎？
如果我成為您們的優越客戶，可以享受哪些專屬理財服務？
您們還可以幫我開一個信用卡賬戶嗎？作為優越客戶，我可以獲得更高的信用額度嗎？
我將會買房子，你們銀行的抵押貸款計劃怎麼樣？我可以獲得更好的利率嗎？
您們的客戶關係經理如何通過不同的投資機會幫助我增值財富？
您們能為我推薦適合我年齡的不同風險的投資產品比例嗎？我的投資組合將如何安排？
有哪些適合我需要的個人化金融方案？
我想讓我的家人得到很好的保障，什麼樣的保險計劃更適合我的孩子？
如果我在您們的數碼平台上進行銀行交易，也可以獲得相同的折扣和節省嗎？
為了早點退休，有哪些工具可以幫助我實現目標？
如果我推薦我的朋友在您們銀行開戶，有推薦獎金嗎？
客戶支援是如何？您們提供 24 小時電話銀行服務嗎？
我可以方便地前往您們的優越銀行中心嗎？有多少家旗艦店？